Capital Financial Planning, Inc.

<body> </head> <body text="#000000" link="#0000CC" vlink="#0000CC" alink="#0000CC" bgcolor="#FFFFFF" leftmargin="0" topmargin="0"> <table border="0" cellpadding="2" width="100%" cellspacing="0"> <tr> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#000000; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=2930" target="_top"> <img src="/files/newsletters/tsr11084.gif" border="0" width="120" height="50" alt="Earning Income from Mutual Funds" vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#000000"> <strong>Earning Income from Mutual Funds</strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; color=#000000; font=bold 14px Arial, Helvetica, sans-serif;"> <a style="text-decoration:none" href="newsletters.cfm?ID=3111" target="_top"> <img src="/files/newsletters/tsr11114.gif" border="0" width="120" height="50" alt="Variable Annuities and Your Retirement Strategy " vspace="4"><br> <font face="Arial, Helvetica, sans-serif" size="2" color="#000000"> <strong>Variable Annuities and Your Retirement Strategy </strong> </font> <br><br> </a> </td> </tr> </table> </td> <td align="center" valign="top" width="25%"> <table width="120" border="0"> <tr> <td align="center" style="text-align=center; 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